About

Clearwater Business Capital

We believe funding is just the first step. Our mission is to empower businesses of all sizes with the capital, resources, and strategies they need to succeed. From flexible financing to business services, we’re committed to building long-term partnerships that fuel growth and stability.

Funds Disbursed
0 m+
Businesses Funded
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Financial Solutions
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Years in Business
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Advisory & Strategic Solutions

What We Offer

At Clearwater Business Capital, we don’t just provide funding—we guide you in making the right financial moves. Our advisory services are built to help businesses grow smarter, manage risks, and achieve long-term success.

  • Business Growth Strategy – Tailored plans to scale your business with confidence.

  • Financial Structuring – Expert advice on managing debt, equity, and cash flow.

  • Risk Management – Solutions to protect your business in changing market conditions.

  • M&A Guidance – Support in mergers, acquisitions, and partnerships to maximize value.

  • Operational Advisory – Streamlined processes that improve efficiency and profitability.

Explore Our services

From funding solutions to business growth tools, we provide everything you need to keep your business moving forward.

Our Core Funding Solutions

Funding Solutions

Working Capital Loans

Keep your business running smoothly with quick access to working capital. Cover daily expenses, manage cash flow, and stay focused on growth.

SBA Financing

Take advantage of government-backed SBA loans with flexible terms and lower rates—ideal for small businesses ready to expand.

Equipment Loans

Get the tools and machinery your business needs without straining your budget. Finance equipment and keep operations moving forward.

Factoring & Purchase Order Financing

Turn unpaid invoices or large orders into immediate working capital. Improve cash flow and meet demand without stress.

Commercial Real Estate Solutions

Finance or refinance office, retail, or industrial properties with flexible options tailored to your business goals.

Asset-Based Financing

Use your business assets like receivables, inventory, or property to unlock flexible funding options.

Revolving Lines of Credit

Tap into ongoing access to capital backed by accounts receivable, inventory, or purchase orders.

Asset-Based Term Loans

Finance large assets such as machinery or commercial real estate with structured repayment.

Cash Flow & Debt Solutions

Improve liquidity with refinancing, bridge loans, or debt restructuring tailored to your needs.

We Will guideYou Every Step Of The Way

Flexible Funding Options

We design financing solutions around your unique business needs—so you always get the right support at the right time.

Support for Credit Challenges

Even if your credit isn’t perfect, we work with you to find practical funding paths that keep your business moving forward.

Long-Term Partnership Approach

We’re more than lenders—we’re growth partners. Our goal is to support your business today and in the years to come.

Experience in High-Risk Industries

From specialized markets to tougher business environments, we have the expertise to help you secure funding where others won’t.

Our team

Meet the people who get the job done

Peter Bowes

Founding Partner

Michelle Watkins

Partner

Leo Greig

Associate

Haris Rice

Associate

Testimonials

What our Clients say

Meet Our Clients

Our Clients Trust Us

Ask Us Anything, Anytime.

Have questions or need funding guidance? Fill out the form and our team will get back to you shortly.