Credit Servicing

Professional support designed to help business owners improve their credit profiles. Many small businesses are held back by low or inaccurate credit scores — improving your credit can help you qualify for better financing and lower rates.

How It Works

• We help you identify and address issues that may be hurting your personal and business credit scores.

• This may include handling items like:
  • Liens
  • Negative accounts
  • Late payments
  • Judgments
  • Collections
  • Foreclosure or bankruptcy records

• Our service is focused on improving your credit profile so you can qualify for better funding options with stronger terms and lower costs.

What Determines the Service

• The nature and number of negative items on your credit report

• The accuracy of reported accounts

• Whether errors or outdated items can be corrected or removed

• Individual business credit profile history

Questions to Consider

Before engaging in credit servicing, ask yourself:

• Do you know your current credit score?

• Have you previously been declined for financing due to poor credit?

Good to Know

• Investing in credit improvement can ultimately save you thousands by qualifying you for lower interest rates and better financing terms.

• Even a modest increase in your credit score (e.g., 10–20 points) can have a meaningful effect on funding costs and approval odds.

• Pricing for credit servicing is determined on a case-by-case basis depending on the actions required.

Why It Matters

Business financing success is often tied to credit strength. By addressing credit issues upfront, you can position your business to:

• Access lower rates

• Qualify for a wider range of financing products

• Improve negotiating power with lenders

• Strengthen your long-term financial profile